Underwriting Jobs in Sterling Heights, MI
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Senior Surety Underwriter - Small to Mid Contract
- Liberty Mutual Insurance
- Detroit, MI (15 miles from Sterling Heights, MI)
- 3 hours ago
- Liberty Mutual Insurance
- Detroit, MI (15 miles from Sterling Heights, MI)
- 3 hours ago
Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/ workflows to properly manage...
- Troy, MI (5 miles from Sterling Heights, MI)
- 7 hours ago
- Troy, MI (5 miles from Sterling Heights, MI)
- 7 hours ago
Competencies Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting...
SBA Business Banking Underwriter IV
- Detroit, MI (15 miles from Sterling Heights, MI)
- 1 day ago
- Detroit, MI (15 miles from Sterling Heights, MI)
- 1 day ago
related field + 3-4 years leadership / management experience + Ability to underwrite credit exposures in excess of $4MM. + Previous authority to underwrite and decision credits without additional signers...
Remote WorkSenior Credit Underwriter - Distribution Finance
- Detroit, MI (15 miles from Sterling Heights, MI)
- 2 days ago
- Detroit, MI (15 miles from Sterling Heights, MI)
- 2 days ago
Duties and Responsibilities: Underwrite high quality credit narratives in support of new and existing loans....
Remote Work- Farmington Hills, MI (17 miles from Sterling Heights, MI)
- 4 days ago
- Farmington Hills, MI (17 miles from Sterling Heights, MI)
- 4 days ago
Our Associate Underwriters underwrite and supervise a portion of an Underwriters book of business, support renewal and new business development, and have the opportunity to achieve full underwriting...
Commercial Underwriter - Corporate Banking
- Troy, MI (5 miles from Sterling Heights, MI)
- 6 days ago
- Troy, MI (5 miles from Sterling Heights, MI)
- 6 days ago
Key Accountabilities Underwrite Loans Underwrite credit requests focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR) Meet quality standards as outlined in ONB underwriting...
- Detroit, MI (15 miles from Sterling Heights, MI)
- 7 days ago
- Detroit, MI (15 miles from Sterling Heights, MI)
- 7 days ago
Act as lead Underwriting Assistant on key large group accounts. Responsible for delegating Underwriting Assistant work & participation in projects. Participates in renewal underwriting process....
Remote WorkBusiness Banking Underwriter IV
- Detroit, MI (15 miles from Sterling Heights, MI)
- 9 days ago
- Detroit, MI (15 miles from Sterling Heights, MI)
- 9 days ago
Previous authority to underwrite and decision credits without additional signers....
Remote WorkLower Middle Market Senior Underwriter
- Troy, MI (5 miles from Sterling Heights, MI)
- 9 days ago
- Troy, MI (5 miles from Sterling Heights, MI)
- 9 days ago
Thisindividual reports into a Commercial Insurance branch office andmatrixes into a regional LMM underwriting team....
Commercial Lines Associate Underwriter (Commercial P&C)
- Farmington Hills, MI (17 miles from Sterling Heights, MI)
- 9 days ago
- Farmington Hills, MI (17 miles from Sterling Heights, MI)
- 9 days ago
As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as...
- Troy, MI (5 miles from Sterling Heights, MI)
- 14 days ago
- Troy, MI (5 miles from Sterling Heights, MI)
- 14 days ago
Key Accountabilities Underwrite Loans Underwrite credit requests focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR) Meet quality standards as outlined in ONB underwriting...
- Auburn Hills, MI (12 miles from Sterling Heights, MI)
- 15 days ago
- Auburn Hills, MI (12 miles from Sterling Heights, MI)
- 15 days ago
About Acrisure: Acrisure is a global Fintech leader that combines the best of humans and high tech to offer multiple financial products and services to millions of businesses and individual...
Commercial Underwriter II - Special Assets Group
- Detroit, MI (15 miles from Sterling Heights, MI)
- 16 days ago
- Detroit, MI (15 miles from Sterling Heights, MI)
- 16 days ago
Special Assets Group Commercial Underwriter II The Special Assets Group Commercial Underwriter II is responsible for the underwriting and documentation of complex Special Assets (SAG) Credit Quality...
Account Executive Officer/Sr. Underwriter, National Property
- Detroit, MI (15 miles from Sterling Heights, MI)
- 17 days ago
- Detroit, MI (15 miles from Sterling Heights, MI)
- 17 days ago
to make timely decisions in alignment with our risk appetite. + Excellent communication skills with the ability to successfully negotiate in difficult situations with agents and brokers. + CPCU designation...
Underwriting Specialist (Commercial P&C)(Remote or Hybrid)
- Farmington Hills, MI (17 miles from Sterling Heights, MI)
- 24 days ago
- Farmington Hills, MI (17 miles from Sterling Heights, MI)
- 24 days ago
As a property and casualty insurance company, Amerisures promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well...
Demographic Data for Sterling Heights, MI
Moving to Sterling Heights, MI? Find some basic demographic data about Sterling Heights, MI below.
Underwriting Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Underwriting Jobs in Sterling Heights, MI
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Sterling Heights, MI offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Analysis
- Credit Underwriting
- Lending
- Cash Flow Analysis
- FHLMC
- Federal National Morgage Association
- Loan Documentation
- Jumbo Loans
- General Liability
- Property and Casualty Insurance
- Commercial Insurance
- Insurance Underwriting
- Umbrella Insurance
- Professional Liability
- Property Insurance
- Loss Control
- Premium Audit
- Agency Management
- Employee Benefits
- Cross Selling
- Underwriting
- Mortgage Underwriting
- Claims
- Financial Statements
- Workers' Compensation
- Mortgage Processing
- Building Relationships
- File Management
- Financial Analysis
- Referrals
- Reimbursement
- Risk Management
- Relationship Management
- Decision Making
- Finance
- Retail
- Analytical Skills
- Auditing
- Negotiation
- Accounting
- High School Diploma
- Written Communication
- Presentation
- Mentoring
- Documentation
- Flexibility
- Coaching
- Reporting
- Critical Thinking
- Collaboration
- Filing
- Bachelor's Degree
- Policy Development
- Problem Solving
- Sales
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills