Underwriting Jobs in Michigan
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Senior Surety Underwriter - Small to Mid Contract
- Liberty Mutual Insurance
- Detroit, MI
- 12 days ago
- Liberty Mutual Insurance
- Detroit, MI
- 12 days ago
Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/ workflows to properly manage...
Founded in 1848, Westfield is a global leader in property and casualty insurance, delivering superior risk insights and innovative solutions to customers through a diverse portfolio of insurance products...
This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy....
Remote WorkJoin Kellogg Community Credit Union as a Consumer Underwriter at our Second St. branch! As the Consumer Underwriter, you will be responsible for assessing the creditworthiness of loan applicants...
Underwrites complex and large credit requests for prospects and clients....
Remote WorkCollaborate with the processor prior to underwriting on loan files with difficult characteristics....
This position reports to an Underwriting Team Lead....
Insurance designations, such as CPCU preferred Knowledge, Skills & Abilities: Strong knowledge of underwriting and risk analysis Excellent problem-solving skills and the ability to make sound decisions...
Consumer Underwriter - Commercial Services Group - Mid West Region
- Lansing, MI
- 3 days ago
- Lansing, MI
- 3 days ago
**The Work Itself** * Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles.* Ensure compliance with underwriting policies; elevate risk issues, and stay...
Primary Duties: Underwrite mortgage loan transactions as required. Products determined by approved Underwriting authority. Run various AUS programs, review findings and clear conditions....
**Duties & Responsibilities:** + Analyze financial statements + Utilize bank systems for loan processing and completion of loan proposal + Complete underwriting and communicate credit decisions within...
Education & Experience: Bachelor's degree, preferably in insurance or business administration or equivalent relevant experience Six years of commercial lines underwriting experience CPCU designation...
Education & Experience: Bachelor's degree, preferably in insurance or business administration or equivalent relevant experience Six years of commercial lines underwriting experience CPCU designation...
About Our Company A premier national provider of property and casualty insurance, Atain is an A.M. Best A rated insurance company....
Competencies** Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting...
Demographic Data for Michigan
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Underwriting Online Courses and Training Opportunities
Title Synonyms
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Salary for Underwriting Jobs in Michigan
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Michigan offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Analysis
- Credit Underwriting
- Lending
- Commercial Lending
- Cash Flow Analysis
- FHLMC
- Federal National Morgage Association
- Loan Documentation
- Jumbo Loans
- General Liability
- Personal Lines
- Property and Casualty Insurance
- Insurance Underwriting
- Professional Liability
- Umbrella Insurance
- Commercial Insurance
- Loss Control
- Premium Audit
- Agency Management
- Cross Selling
- Mortgage Underwriting
- Employee Benefits
- Underwriting
- Claims
- Financial Statements
- Mortgage Processing
- Workers' Compensation
- Appraisal
- File Management
- Goal Oriented
- Financial Analysis
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Decision Making
- Analytical Skills
- Accounting
- Retail
- High School Diploma
- Negotiation
- Auditing
- Presentation
- Written Communication
- Flexibility
- Mentoring
- Collaboration
- Coaching
- Documentation
- Bachelor's Degree
- Reporting
- Filing
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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