Underwriting Jobs in Laguna Niguel, CA
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Surety Executive Underwriter - Core Contract (Orange, CA)
- Liberty Mutual Insurance
- Orange, CA (17 miles from Laguna Niguel, CA)
- 9 days ago
- Liberty Mutual Insurance
- Orange, CA (17 miles from Laguna Niguel, CA)
- 9 days ago
Proven analytical ability to evaluate and judge surety underwriting risks within scope of responsibility. AFSB certification preferred....
Senior Underwriting Officer, Middle Markets Construction
- Liberty Mutual Insurance
- Orange, CA (17 miles from Laguna Niguel, CA)
- 11 days ago
- Liberty Mutual Insurance
- Orange, CA (17 miles from Laguna Niguel, CA)
- 11 days ago
Responsibilities: Provides expert technical underwriting assistance and formal referral approval for multiple lines of business (auto, general liability, workers` compensation) in Construction Industry...
Senior Underwriter, Middle Market Multi-Industry
- Liberty Mutual Insurance
- Orange, CA (17 miles from Laguna Niguel, CA)
- 12 days ago
- Liberty Mutual Insurance
- Orange, CA (17 miles from Laguna Niguel, CA)
- 12 days ago
Qualifications Degree in Business or equivalent typically required A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience CPCU or professional...
Construction Casualty Underwriter I
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 8 hours ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 8 hours ago
Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 3 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 3 days ago
Estate Loans Evaluate the creditworthiness of prospective Borrower(s) and all Guarantor(s) May conduct property inspections of proposed collateral to satisfy any questions or doubts raised in the underwriting...
Underwriting Consultant-National Accounts Casualty West Coast
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 5 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 5 days ago
, or Underwriting Consulting Director....
Underwriter - American Team Managers Insurance Services
- Santa Ana, CA (14 miles from Laguna Niguel, CA)
- 10 days ago
- Santa Ana, CA (14 miles from Laguna Niguel, CA)
- 10 days ago
Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Carrier Partners....
Multinational Underwriting Specialist - Technology (Hybrid or Remote)
- Anaheim, CA (23 miles from Laguna Niguel, CA)
- 11 days ago
- Anaheim, CA (23 miles from Laguna Niguel, CA)
- 11 days ago
Underwrites a book of business and manages underwriting quality and book management....
VP, Senior Underwriter Portfolio Manager MMB - (Hybrid) Irvine/Santa Monica
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 13 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 13 days ago
Responsibilities Candidates will work within a team construct to take a leadership role in the credit underwriting and portfolio management of diverse debt solutions for middle-market companies....
Underwriting Consultant, National Accounts Casualty-Wholesale
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 17 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 17 days ago
Notifies agencies of adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations....
VP, Senior Underwriter Portfolio Manager MMB - Irvine/Santa Monica
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 18 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 18 days ago
Responsibilities Candidates will work within a team construct to take a leadership role in the credit underwriting and portfolio management of diverse debt solutions for middle-market companies....
Senior Construction Casualty Underwriter (Sr. Level III or AVP Level IV)
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 18 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 18 days ago
Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 19 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 19 days ago
Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team...
Sr. Surety Underwriter II (Pasadena, CA, Mission Viejo, CA or San Diego, CA)
- Mission Viejo, CA (13 miles from Laguna Niguel, CA)
- 22 days ago
- Mission Viejo, CA (13 miles from Laguna Niguel, CA)
- 22 days ago
Summary: Under limited direction and supervision, underwrites and markets assigned products by providing high levels of risk assessment and technical underwriting expertise to determine underwriting...
VP, Senior Underwriter Portfolio Manager MMB - San Diego
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 25 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 25 days ago
Responsibilities Candidates will work within a team construct to take a leadership role in the credit underwriting and portfolio management of diverse debt solutions for middle-market companies....
Demographic Data for Laguna Niguel, CA
Moving to Laguna Niguel, CA? Find some basic demographic data about Laguna Niguel, CA below.
Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in Laguna Niguel, CA
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Laguna Niguel, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Analysis
- Credit Underwriting
- Lending
- Cash Flow Analysis
- FHLMC
- Federal National Morgage Association
- Loan Documentation
- Jumbo Loans
- General Liability
- Personal Lines
- Property and Casualty Insurance
- Insurance Underwriting
- Professional Liability
- Umbrella Insurance
- Commercial Insurance
- Property Insurance
- Loss Control
- Premium Audit
- Mortgage Underwriting
- Agency Management
- Employee Benefits
- Underwriting
- Balance Sheets
- Claims
- Financial Statements
- Mortgage Processing
- Workers' Compensation
- Appraisal
- File Management
- Goal Oriented
- Financial Analysis
- Reimbursement
- Referrals
- Risk Management
- Relationship Management
- Decision Making
- Finance
- Analytical Skills
- Accounting
- Retail
- Auditing
- High School Diploma
- Negotiation
- Written Communication
- Policy Administration
- Presentation
- Mentoring
- Flexibility
- Collaboration
- Coaching
- Documentation
- Bachelor's Degree
- Reporting
- Filing
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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