Underwriting Jobs in Laguna Niguel, CA
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.

Senior Underwriting Manager, Middle Market Construction
- Liberty Mutual Insurance
- Orange, CA (17 miles from Laguna Niguel, CA)
- 2 days ago
- Liberty Mutual Insurance
- Orange, CA (17 miles from Laguna Niguel, CA)
- 2 days ago
experience, preferred CRIS, CPCU, or professional insurance designation preferred Proven analytical ability to evaluate high impact underwriting risks within scope of responsibility Demonstrated ability...
- Costa Mesa, CA (11 miles from Laguna Niguel, CA)
- 2 days ago
- Costa Mesa, CA (11 miles from Laguna Niguel, CA)
- 2 days ago
CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. Healthcare industry experience preferred....
Business Banking Underwriting Manager 6
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 3 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 3 days ago
Provides support and training for all staff, including underwriting guidelines for underwriting staff....
Commercial Real Estate Underwriter (Housing Capital)
- Newport Beach, CA (4 miles from Laguna Niguel, CA)
- 4 days ago
- Newport Beach, CA (4 miles from Laguna Niguel, CA)
- 4 days ago
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and...
Sr Underwriter/Underwriter-Commercial Real Estate Banking
- Newport Beach, CA (4 miles from Laguna Niguel, CA)
- 4 days ago
- Newport Beach, CA (4 miles from Laguna Niguel, CA)
- 4 days ago
Desired Qualifications: Bachelor's Degree Prior Money Center Bank or Regional Banking Experience Skills: Credit and Risk Assessment Customer and Client Focus Financial Analysis Underwriting Written...
Middle Market Sales Underwriting Specialist
- Santa Ana, CA (14 miles from Laguna Niguel, CA)
- 8 days ago
- Santa Ana, CA (14 miles from Laguna Niguel, CA)
- 8 days ago
Uses all appropriate underwriting tools (e.g. RQI, WC RST, UWWS, and CLAY.), disciplines and knowledge of strategies to ensure underwriting guidelines are followed....
Loss Mitigation Underwriting Manager
- Anaheim, CA (20 miles from Laguna Niguel, CA)
- 8 days ago
- Anaheim, CA (20 miles from Laguna Niguel, CA)
- 8 days ago
Five (5) or more years of loss mitigation underwriting experience required. Three (3) or more years of supervisory or management experience....
Remote WorkSenior Underwriter - American Team Managers Insurance Services
- Santa Ana, CA (14 miles from Laguna Niguel, CA)
- 9 days ago
- Santa Ana, CA (14 miles from Laguna Niguel, CA)
- 9 days ago
Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Carrier Partners....
Senior Underwriter/Senior Account Specialist, Inland Marine
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 10 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 10 days ago
Four-year college degree and/or CPCU or similar designation preferred. Excellent oral and written communication skills. Microsoft Office skills to include MS Word and MS Excel....
Senior Underwriter - Commercial Surety (Hybrid or Remote)
- Anaheim, CA (23 miles from Laguna Niguel, CA)
- 10 days ago
- Anaheim, CA (23 miles from Laguna Niguel, CA)
- 10 days ago
Makes underwriting decisions to accept, decline, or modify risks within assigned underwriting authority level in partnership with underwriting team....
Underwriting Specialist - Cargo/Ocean Marine (Hybrid or Remote)
- Anaheim, CA (23 miles from Laguna Niguel, CA)
- 10 days ago
- Anaheim, CA (23 miles from Laguna Niguel, CA)
- 10 days ago
Underwrites a book of business and manages underwriting quality and book management....
Associate, Underwriting Associate, Underwriting
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 16 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 16 days ago
Associate, Underwriting Orix 4 ( ) Irvine, CA Why you should apply for a job to Orix : 4/5 in overall job satisfaction 5/5 in supportive management Ratings are based on anonymous reviews by Fairygodboss...
Commercial Underwriter (Remote)
- Santa Ana, CA (14 miles from Laguna Niguel, CA)
- 16 days ago
- Santa Ana, CA (14 miles from Laguna Niguel, CA)
- 16 days ago
Utilizes underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance....
Remote Work- Irvine, CA (14 miles from Laguna Niguel, CA)
- 17 days ago
- Irvine, CA (14 miles from Laguna Niguel, CA)
- 17 days ago
Essential Duties and Responsibilities Manually underwrite mortgage loan files....
Underwriter/Broker or Broker Wholesale Insurance
- Newport Beach, CA (4 miles from Laguna Niguel, CA)
- 19 days ago
- Newport Beach, CA (4 miles from Laguna Niguel, CA)
- 19 days ago
Underwrites, services, and manages assigned accounts. Has Production and Service goals assigned and is measured on attainment of both....
Demographic Data for Laguna Niguel, CA
Moving to Laguna Niguel, CA? Find some basic demographic data about Laguna Niguel, CA below.
Underwriting Online Courses and Training Opportunities
Title Synonyms
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Salary for Underwriting Jobs in Laguna Niguel, CA
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Laguna Niguel, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Analysis
- Federal Housing Administration
- Loan Origination
- Credit Underwriting
- Lending
- Mortgage Lending
- Conventional Loans
- General Liability
- Personal Lines
- Property and Casualty Insurance
- Commercial Insurance
- Insurance Underwriting
- Umbrella Insurance
- Property Insurance
- Professional Liability
- Premium Audit
- Loss Control
- Agency Management
- Cross Selling
- Mortgage Underwriting
- Underwriting
- Balance Sheets
- Financial Statements
- Claims
- Workers' Compensation
- Mortgage Processing
- Appraisal
- File Management
- Goal Oriented
- Financial Analysis
- Referrals
- Reimbursement
- Risk Management
- Relationship Management
- Decision Making
- Finance
- Retail
- Analytical Skills
- Auditing
- Negotiation
- Written Communication
- Accounting
- Documentation
- Presentation
- Driving
- Coaching
- Mentoring
- Flexibility
- Reporting
- Collaboration
- Critical Thinking
- Filing
- Bachelor's Degree
- Policy Development
- Problem Solving
- Sales
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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