Underwriting Jobs in Alabama

An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.

Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.

1-15 of 38 Jobs

Qualifications Intermediate-level knowledge of insurance products/coverage, underwriting, pricing, risk selection, market segments and marketplace; insurance finance and actuarial concepts; loss control...

typically required A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience CPCU or professional insurance designation preferred Proven...

Health Insurance Analyst II

  • Birmingham, AL
  • 3 days ago
  • Birmingham, AL
  • 3 days ago

BASIC FUNCTIONS: The Analyst II will be responsible for supporting and developing the quality improvement, risk adjustment and/or plan performance processes. This includes monitoring and reporting...

Commercial Underwriter III Full Remote

  • Birmingham, AL
  • 4 days ago
  • Birmingham, AL
  • 4 days ago

You’ll focus on more complex loans including LIHTC, large CRE transactions, Commercial & Industrial loans, and will progressively underwrite New Market Tax Credit deals....

Remote Work

Commercial Underwriter III Full Remote

  • Huntsville, AL
  • 4 days ago
  • Huntsville, AL
  • 4 days ago

You’ll focus on more complex loans including LIHTC, large CRE transactions, Commercial & Industrial loans, and will progressively underwrite New Market Tax Credit deals....

Remote Work

Senior Hospital Production Underwriter - Medical Professional Liability

  • Birmingham, AL
  • 4 days ago
  • Birmingham, AL
  • 4 days ago

Experience in a production underwriting role, with specific broker territory and assignments. CPCU, RPLU, AIC or ARM highly desired....

Remote Work

Mortgage Loan Underwriter Senior

  • Montgomery, AL
  • 4 days ago
  • Montgomery, AL
  • 4 days ago

. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (...

Mortgage Underwriter

  • Birmingham, AL
  • 8 days ago
  • Birmingham, AL
  • 8 days ago

System (AUS) or predetermined guidelines to underwrite loans Stay abreast of Private Mortgage Insurance (PMI) guidelines and order PMI as necessary Maintain knowledge of all applicable underwriting...

Underwriting Consultant - National Accounts Casualty-Wholesale

  • Hoover, AL
  • 9 days ago
  • Hoover, AL
  • 9 days ago

, or Underwriting Consultant....

Territory Underwriter

  • Mountain Brook, AL
  • 11 days ago
  • Mountain Brook, AL
  • 11 days ago

markets, and contracted insurers; documents agency visits Performs agency evaluations and works with Business Development to create and ensure agency goals are being met Qualifications Bachelor's degree CPCU...

Remote Work

Supervisor Mortgage Loan Underwriter

  • Montgomery, AL
  • 12 days ago
  • Montgomery, AL
  • 12 days ago

, and general oversite of the underwriting team that reports to them....

Remote Underwriting Manager, TPO Specialty Products

  • Montgomery, AL
  • 12 days ago
  • Montgomery, AL
  • 12 days ago

Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements....

Remote Work

Underwriter, Financial Lines

  • Birmingham, AL
  • 13 days ago
  • Birmingham, AL
  • 13 days ago

Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High...

Loss Mitigation, Underwriter l

  • Montgomery, AL
  • 14 days ago
  • Montgomery, AL
  • 14 days ago

Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements....

Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....

Demographic Data for Alabama

Moving to Alabama? Find some basic demographic data about Alabama below.


Local
National
5,024,216
102,749

Underwriting Online Courses and Training Opportunities

iHireInsurance curates thousands of courses in order to recommend the best ones to help further your career. If you register for a course using the links on our site, we may receive a small commission.
AI for Loan Underwriting
Artificial Intelligence (AI) is transforming the financial landscape, particularly in loan underwriting, by enhancing efficiency, accuracy, and risk assessment. This course, AI for Loan...
Loan Processing: Underwriting
Underwriting is the fourth step in processing a loan. It's what happens behind the scenes once you submit your application. It's one of the most critical steps, because the underwriter makes the...
Insurance Underwriting Principles and Practices
Within the ever-evolving insurance landscape, the significance of underwriters has reached unprecedented heights. These professionals play a crucial role in evaluating risks, establishing policy...

Title Synonyms

Users interested in this job title also searched for the following job titles


Salary for Underwriting Jobs in Alabama

Estimated salary range based on data from US Bureau of Labor Statistics (BLS) and iHireInsurance research efforts.

Licensing / Certification

Required or preferred licenses and certifications for Underwriting positions.



Highest Education Level

Underwritings in Alabama offer the following education background
Bachelor's Degree
49.6%
Master's Degree
14.5%
Associate's Degree
11.2%
High School or GED
10.0%
Vocational Degree or Certification
9.9%
Some College
2.4%
Doctorate Degree
2.1%
Some High School
0.3%

Average Work Experience
Here's a breakdown of the number of years' experience offered by Underwritings in Alabama
None
40.0%
2-4 years
26.7%
1-2 years
20.0%
4-6 years
10.0%
6-8 years
3.3%


Other Career Titles

Here are some other career titles that require similar skills