Tarificateur(rice) Intermediaire / Intermediate Underwriter

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RGA is a purpose-driven organization working to solve todays challenges through innovation and collaboration. A Fortune 200 Company and listed among its Worlds Most Admired Companies , were the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

Sous la responsabilite du directeur de la tarification, nos professionnels de la tarification repondent aux besoins de tarification externalisee de nos clients en matiere d'analyse et d'evaluation des risques de mortalite et de morbidite. Le tarificateur est charge d'examiner les facteurs de risque medicaux, financiers et non medicaux des propositions d'assurance vie, d'assurance invalidite et d'assurance contre les maladies graves. Le tarificateur est charge de prendre des decisions de qualite conformement aux principes et aux lignes directrices de la tarification, et de mener a bien les taches qui lui sont confiees dans le respect des delais de service et des autres echeances fixees.

Responsabilites

• Analyse du risque de mortalite/morbidite - determiner les exigences de tarification appropriees et classer les dossiers dans la categorie de risque appropriee en analysant et en interpretant les donnees de tarification pour l'evaluation du risque de mortalite et de morbidite.

• Fournir une expertise technique et un soutien aux entreprises clientes.

• Demontre une capacite a travailler de maniere productive dans un environnement sous pression et a gerer de maniere efficace et proactive les situations difficiles.

• Agir de maniere independante dans ses limites dautorite de signature.

• Soutenir activement la direction du departement en apportant sa contribution, en aidant a la formation, en menant des discussions d'equipe, en participant a des projets et en contribuant de maniere positive a la resolution de problemes techniques ou de problemes lies aux clients.

• Contribuer a un environnement de travail positif grace au travail d'equipe et a l'esprit d'innovation.

• Participer aux evenements de la RGA et aux activites de l'industrie et entretenir des relations avec les principaux clients.

Exigences

• Diplome detudes collegiales ou universitaires, ou experience de travail equivalente

• Minimum de 3 ans dexperience en tarification incluant experience avec les risques medicaux et financiers non standards

• Attitude orientee vers le service avec de fortes competences interpersonnelles pour travailler en collaboration avec nos partenaires internes et externes

• Solides competences en communication, ecrite et verbale

• Bilinguisme francais/anglais (loral comme a lecrit) est requis compte tenu de la necessite de communiquer oralement et par ecrit avec une clientele majoritairement anglophone basee a l'exterieur du Quebec.

• Plusieurs branches dactivite (Vie, Invalidite, MG) un atout

Aptitudes

• Etablir de maniere proactive de solides relations interpersonnelles avec les collegues et les clients.

• Excellentes aptitudes a la communication orale et ecrite

• Motivation, souplesse et creativite

• Sens du service a la clientele

• Flexible - Aime les defis et le changement

• Capacite a apprendre divers outils d'application

• Excellentes aptitudes a la logique et a la resolution de problemes

• Travaille efficacement en tant qu'influenceur positif et contribue aux idees et aux solutions

Reporting to the Director of Underwriting, our underwriting professionals support our clients' outsourced underwriting needs in the analysis and evaluation of mortality and morbidity risks. The underwriter is responsible for examining the medical, financial and non-medical risk factors of life, disability and critical illness insurance applications. The Underwriter is responsible for making quality decisions in accordance with underwriting principles and guidelines, and for completing assigned tasks within service time expectations and other established deadlines.

Responsibilities :

• Mortality/Morbidity Risk Analysis - determine appropriate underwriting requirements and assign cases to the appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risk assessment

• Provides technical expertise and support to client companies

• Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations.

• Act independently within specified authority.

• Actively supports the departmental management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues

• Contribute to a positive working environment with teamwork and a spirit of innovation

• Participates in RGA events and industry activities and fosters relationships with key clients

Qualifications :

• College diploma / University degree or equivalent working experience

• 3 years of underwriting experience including experience with substandard business, medical and financial underwriting

• Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners

• Strong communication skills, written and verbal

• Bilingual French/English (oral and written) is required given the need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec.

• Multiple lines of business (Life, DI, CI) an asset

Skills :

• Proactively builds strong interpersonal relationships with colleagues and clients

• Excellent oral and written communication skills

• Self motivated, flexible and creative

• Strong client focus

• Flexible - Thrives on challenge and change

• Ability to learn various application tools

• Excellent logical and problem solving skills

• Solid time management & organizational skills

• Works effectively as a positive influencer and contributes to ideas and solutions

#LI-MJ1 #LI-Remote

What you can expect from RGA:

• Gain valuable knowledge from and experience with diverse, caring colleagues around the world.

• Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.

• Join the bright and creative minds of RGA, and experience vast, endless career potential.

Were excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experiencewithout considering name, gender, or other personal detailsand provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.

Compensation Range:

Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.

RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.