Surety - Underwriting Director - Commercial and Small Contract

  • Cincinnati Financial
  • Fairfield, Ohio
  • Full Time

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, were looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person.

If youre ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Surety department is currently seeking an Underwriting Director in our commercial and small contract division. Surety bonding involves assessing the ability of one party to fulfill an obligation to another party according to the terms of a contract or statute.

This position is located at our headquarters in Fairfield, Ohio. It requires you to be in the office Monday Thursday with a WFH option on Friday.

Salary\: The starting pay for this position ranges from $140,000 - $220,000 annually. The pay determination is based on the applicants education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Responsibilities\:

  • possess the skills and leadership ability to direct and lead a team of production and field underwriters for profitable growth

  • display a mastery of all underwriting tasks required for Commercial Surety and Small Contract Surety.

  • possess an awareness and knowledge of each territory within the commercial surety and small surety team and develop a working relationship with each of the teams underwriter, field reps, and underwriting managers

  • demonstrate a high level of proficiency in analysis, administration, marketing/negotiation and communication

  • able to handle complex underwriting requests and know when to get senior management involved.

  • mentors team underwriters on advanced topics of financial and risk analysis

  • advise and make proposals for policy and underwriting changes based on changes in underwriting conditions and marketplace

  • ability to analyze underwriting territory portfolio, develop strategy and implement plan

  • offers advice and direction to underwriters along with approval assistance

  • effectively communicate areas of concern on new and/or existing business

  • evaluate and make decisions on changes to processes/procedures

  • assist the team as requested with respect to the daily workflow and activity

Be equipped with

Skills, traits & behaviors\:

  • be willing and able to assume special functions, roles or responsibilities

  • demonstrate a high level of proficiency in analysis, administration, communication and support

  • high level knowledge for all aspects of the role (all systems and technologies; team, territory and department processes; insurance knowledge, etc.)

  • demonstrated higher level communication skills (persuasive communication, cool under pressure, etc.) and respected in relationships including other departments

  • build constructive working relationships characterized by a high level of acceptance, cooperation, and mutual respect

  • recover quickly from setbacks, and find alternative ways to reach goals or targets

  • demonstrate ability to lead and help others resolve complex or sensitive underwriting accounts situations

  • handle high workloads, competing demands, vague assignments, interruptions, and distractions with poise and ease

  • demonstrates the highest level of proficiency in agency marketing

  • able to identify, propose, underwrite and execute profitable program opportunities with the highest customer service and satisfaction

Knowledge\:

  • demonstrate the highest level of proficiency in underwriting, administration, communications, and support

  • display a mastery of underwriting and administrative tools and procedures

Bring education or experience from\:

  • a bachelor's degree from the business college with an emphasis in Finance, Accounting, or Economics is preferred along with a minimum of 5 years underwriting or leading in surety

Enhance your talents

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or youre new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional all while enjoying a meaningful career.

Enjoy benefits and amenities

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages.

Many departments at our Headquarters in Fairfield, Ohio, offer hybrid work options, empowering associates to work from home several days a week. Depending on your role and responsibilities, hybrid options may be available.

Embrace a diverse team

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation; religion; national origin; age; disability; or any other basis prohibited by law. Learn more about the Federal Employment Notices .

Job ID: 523200455
Originally Posted on: 6/1/2026

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