Commercial Auto Underwriter I (12-month contract)

  • Heartland Mutual Insurance
  • Waterloo, Ontario
  • Full Time
At Heartland Mutual Insurance, we’re more than just a company — we’re a community.

Proudly rooted in Ontario and Nova Scotia, we’re driven by a bold vision: to be the Best Mutual. Our team of passionate professionals doesn’t just follow the norm — we challenge it. We think differently, aim high, and deliver on our promise with a personal touch.

Here, you’ll be part of a culture that values authenticity, embraces change, and empowers you to make a meaningful impact every day. Together, we bring our purpose to life by living our values and putting people first.

What you will do...

  • Underwrite and service IRCA commercial/farm auto accounts.
  • Manage commercial/farm auto risk control procedures and objectives.
  • Participate in, or provide training and development initiatives to constantly enhance the quality of decision making.
  • Maintain accountability for the selection and rating of IRCA auto insurance transactions such as new business, endorsements, cancellations etc.
  • Working within the defined limits of authority, consistently provide high quality underwriting decisions.
  • Participate in the roll out of effective marketing and distribution initiatives. Work with management and other departments to effectively implement defined strategies for broker/agent development.
What you will bring...
  • Three years of experience in automobile underwriting.
  • High attention to detail.
  • A team player with great communication skills.
  • Experience using Microsoft Office Suite.
  • Experience providing exemplary customer service.
  • Sales oriented.
  • Post-secondary education working towards CIP designation.
  • Three years of experience as a commercial automobile underwriter and proficient in Microsoft Excel is an asset.
  • University degree and CIP designation or working towards it is preferred.

The salary range for this role is $50,000 - $75,000. The salary for the successful candidate will be determined by various factors including but not limited to an individual’s relevant experience, knowledge, skills, along with internal equity, and market considerations.

What’s in it for You:
  • A Supportive Team: We’re not just a workplace, we’re a community. We are small but mighty, we believe in the power of connection, purpose, and belonging.
  • Comprehensive Total Rewards: Enjoy a competitive compensation package made up of base salary and bonus, health and wellness benefits, pension plan, paid time off, and so much more.
  • Inclusive Culture: Work in an environment that embraces diversity, equity, inclusion and belonging.
  • Career Growth & Development: Take advantage of continuous learning opportunities and stretch assignments.
  • Make an Impact: Play a key role in helping customers navigate challenging situations with empathy and expertise.

This job posting is for an existing vacancy within Heartland.

Accommodation is available on request for candidates taking part in all aspects of the selection process.

We do not use artificial intelligence or automated decision-making tools in any part of our hiring process. All applications are reviewed by our Talent Acquisition team to ensure fairness and transparency.

At Heartland Mutual Insurance, you’re empowered to thrive. Whether it’s your career, your well-being, or your future, we've got you covered.

Job ID: 518173406
Originally Posted on: 4/21/2026

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