Underwriting Jobs in Ballston Spa, NY
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Mortgage Underwriter - Brooklyn, OH or Buffalo, NY
- Albany, NY (18 miles from Ballston Spa, NY)
- 1 day ago
- Albany, NY (18 miles from Ballston Spa, NY)
- 1 day ago
file with the correct program, LTV, credit score and pre-payment penalty Review final conditions submitted to Underwriting Final Approval within SLA Re-review all Suspended loans within SLA Review...
Group Underwriter II (Stop Loss)
- Latham, NY (17 miles from Ballston Spa, NY)
- 2 days ago
- Latham, NY (17 miles from Ballston Spa, NY)
- 2 days ago
Preferred Skills, Capabilities, and Experiences: CPCU, CLU, LOMA, HIAA or other insurance related courses preferred....
Group Underwriter Senior (Stop Loss)
- Latham, NY (17 miles from Ballston Spa, NY)
- 2 days ago
- Latham, NY (17 miles from Ballston Spa, NY)
- 2 days ago
Stop Loss underwriting experience preferred Demonstrated knowledge, and proficiency in Medical Stop Loss Underwriting....
Underwriter 1/ Trainee 1/2 Disability Benefits - NY HELPS
- Albany, NY (18 miles from Ballston Spa, NY)
- 2 days ago
- Albany, NY (18 miles from Ballston Spa, NY)
- 2 days ago
Candidate may handle complex policies requiring disability benefits and paid family leave underwriting....
- Latham, NY (17 miles from Ballston Spa, NY)
- 8 days ago
- Latham, NY (17 miles from Ballston Spa, NY)
- 8 days ago
The Group Underwriting Consultant underwrites and prices complex large group new business for the seven states in the west region....
- Latham, NY (17 miles from Ballston Spa, NY)
- 8 days ago
- Latham, NY (17 miles from Ballston Spa, NY)
- 8 days ago
Overview The Underwriter I administers the underwriting, servicing of renewal accounts for agents and producers assigned within the territory in compliance with company underwriting, authority, and...
Middle Market Territory Underwriting Manager
- Albany, NY (18 miles from Ballston Spa, NY)
- 30+ days ago
- Albany, NY (18 miles from Ballston Spa, NY)
- 30+ days ago
Assesses underwriting skills of underwriters, collaborates with regional leadership to delegate underwriting authority based on demonstrated skills, and creates a plan to increase underwriting technical...
- Albany, NY (18 miles from Ballston Spa, NY)
- 30+ days ago
- Albany, NY (18 miles from Ballston Spa, NY)
- 30+ days ago
This position reports to an Underwriting Team Lead....
Underwriting Assistant: Commercial Lines
- Ballston Spa, NY
- 60+ days ago
- Ballston Spa, NY
- 60+ days ago
Gathers and organizes specified information and reports to assist in the underwriting decision Services all accounts, including resolving clients' inquiries, complaints, requests, and policy processing...
Commercial Credit Senior Underwriter I, CRE
- Albany, NY (18 miles from Ballston Spa, NY)
- 90+ days ago
- Albany, NY (18 miles from Ballston Spa, NY)
- 90+ days ago
RESPONSBILITIES Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval....
Demographic Data for Ballston Spa, NY
Moving to Ballston Spa, NY? Find some basic demographic data about Ballston Spa, NY below.
Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in Ballston Spa, NY
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Ballston Spa, NY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Analysis
- Federal Housing Administration
- Credit Underwriting
- Lending
- Commercial Lending
- Cash Flow Analysis
- Jumbo Loans
- General Liability
- Personal Lines
- Property and Casualty Insurance
- Insurance Underwriting
- Professional Liability
- Umbrella Insurance
- Commercial Insurance
- Property Insurance
- Loss Control
- Premium Audit
- Mortgage Underwriting
- Agency Management
- Employee Benefits
- Underwriting
- Balance Sheets
- Claims
- Financial Statements
- Mortgage Processing
- Workers' Compensation
- Appraisal
- File Management
- Goal Oriented
- Financial Analysis
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Decision Making
- Finance
- Analytical Skills
- Accounting
- Retail
- Negotiation
- High School Diploma
- Auditing
- Written Communication
- Presentation
- Flexibility
- Mentoring
- Collaboration
- Coaching
- Reporting
- Documentation
- Bachelor's Degree
- Filing
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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