Underwriting Jobs in Espanola, NM
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Life & Disability Financial Underwriter
- Santa Fe, NM (24 miles from Espanola, NM)
- 3 days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 3 days ago
**Use your skills to make an impact** **Required Qualifications** + Bachelor's degree or equivalent experience + Two or more years of Life, AD&D, Short Term and Long Term Disability underwriting and...
Consumer Underwriter - Commercial Services Group - Mid West Region
- Santa Fe, NM (24 miles from Espanola, NM)
- 4 days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 4 days ago
**The Work Itself** * Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles. * Ensure compliance with underwriting policies; elevate risk issues, and stay...
Underwriter Multifamily (Bridge Loan)
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
._ + Bachelors degree and 2+ years' experience in the evaluation of commercial real estate properties including property inspections, reviewing financial statements, and underwriting loan transactions...
Loss Mitigation, Underwriter l
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements....
Senior Medical Stop Loss Underwriter
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
The incumbent uses discretion of Underwriting authority within the policies of HMIG and ensures appropriate levels of profitability and growth over time....
Account Executive Officer (Underwriter) - Loss Sensitive Large Project
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
** + 4 years of underwriting experience. **What Is in It for You?...
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 5 days ago
. * Minimum 5 years of experience in jumbo underwriting to investor or organization's guidelines required. * Minimum 5 years of experience with state and federal lending regulations (i.e., Ability to...
Underwriter Sr-Business Banking
- Santa Fe, NM (24 miles from Espanola, NM)
- 7 days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 7 days ago
**Duties & Responsibilities:** + Analyze financial statements + Utilize bank systems for loan processing and completion of loan proposal + Complete underwriting and communicate credit decisions within...
Underwriter, Wholesale, Specialty Products
- Santa Fe, NM (24 miles from Espanola, NM)
- 25 days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 25 days ago
Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements....
Technical Underwriter, Workers Compensation
- Santa Fe, NM (24 miles from Espanola, NM)
- 30+ days ago
- Santa Fe, NM (24 miles from Espanola, NM)
- 30+ days ago
Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
Demographic Data for Espanola, NM
Moving to Espanola, NM? Find some basic demographic data about Espanola, NM below.
Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in Espanola, NM
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Espanola, NM offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Analysis
- Credit Underwriting
- Lending
- Commercial Lending
- Cash Flow Analysis
- Jumbo Loans
- General Liability
- Personal Lines
- Property and Casualty Insurance
- Insurance Underwriting
- Professional Liability
- Umbrella Insurance
- Commercial Insurance
- Property Insurance
- Loss Control
- Premium Audit
- Agency Management
- Cross Selling
- Mortgage Underwriting
- Employee Benefits
- Underwriting
- Balance Sheets
- Claims
- Financial Statements
- Mortgage Processing
- Workers' Compensation
- Appraisal
- File Management
- Goal Oriented
- Financial Analysis
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Decision Making
- Analytical Skills
- Accounting
- Retail
- High School Diploma
- Negotiation
- Auditing
- Presentation
- Written Communication
- Flexibility
- Mentoring
- Collaboration
- Coaching
- Documentation
- Bachelor's Degree
- Reporting
- Filing
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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