Underwriting Jobs in Santa Rosa, CA
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
Middle Market P&C Executive Underwriter
- Sonoma, CA (22 miles from Santa Rosa, CA)
- 2 days ago
- Sonoma, CA (22 miles from Santa Rosa, CA)
- 2 days ago
Requirements: 3-10+ years of middle market P&C underwriting experience required Retail relationships in NW territory required BA/BS degree required...
Underwriting experience with a specific focus on software and technology investments. Advanced MS Excel and financial modeling capabilities....
Maintain knowledge of company underwriting and lending guidelines and provide input to guidelines when requested. Review and sign off all underwriting conditions in a timely manner....
ESSENTIAL FUNCTIONS: Loan Underwriting: 90% • Analyze, structure, and underwrite loan requests and renewals, including commercial loans/lines, SBA, commercial real estate and other wholesale loan products...
Demographic Data for Santa Rosa, CA
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Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in Santa Rosa, CA
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in Santa Rosa, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Analysis
- Lending
- Cash Flow Analysis
- Mortgage Underwriting
- FHLMC
- Federal National Morgage Association
- Loan Documentation
- Jumbo Loans
- General Liability
- Personal Lines
- Property and Casualty Insurance
- Professional Liability
- Insurance Underwriting
- Umbrella Insurance
- Loss Control
- Commercial Insurance
- Property Insurance
- Premium Audit
- Agency Management
- Cross Selling
- Underwriting
- Claims
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Financial Analysis
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Analytical Skills
- Accounting
- Decision Making
- Retail
- Written Communication
- Negotiation
- Auditing
- Presentation
- Mentoring
- Documentation
- Collaboration
- Interpersonal Skills
- Coaching
- Bachelor's Degree
- Reporting
- Filing
- Critical Thinking
- Sales
- Policy Development
- Problem Solving
- Microsoft Office
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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