Underwriting Jobs in San Jose, CA

An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.

Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.

1-7 of 7 Jobs

Market Facing Underwriter, Middle Markets

  • San Jose, CA
  • 22 days ago
  • San Jose, CA
  • 22 days ago

& Casualty insurance needs....

Senior Commercial Real Estate Underwriter

  • Livermore, CA (17 miles from San Jose, CA)
  • 11 days ago
  • Livermore, CA (17 miles from San Jose, CA)
  • 11 days ago

Position Overview The Senior Commercial Real Estate Underwriter plays a key role insupporting the banks commercial lending decisions by performing high-qualitycredit analysis and underwriting complex...

Commercial Underwriter II - Special Assets Group

  • San Jose, CA
  • 15 days ago
  • San Jose, CA
  • 15 days ago

Special Assets Group Commercial Underwriter II The Special Assets Group Commercial Underwriter II is responsible for the underwriting and documentation of complex Special Assets (SAG) Credit Quality...

Associate Underwriter Commercial Lines

  • Pleasanton, CA (20 miles from San Jose, CA)
  • 16 days ago
  • Pleasanton, CA (20 miles from San Jose, CA)
  • 16 days ago

Ability to read and interpret documents such as submissions, loss control reports, and standard policy form/endorsements....

Residential Appraisals and Valuations Underwriter (US)

  • Palo Alto, CA (15 miles from San Jose, CA)
  • 25 days ago
  • Palo Alto, CA (15 miles from San Jose, CA)
  • 25 days ago

Collaborate closely with the Underwriting and Investor Operations teams to ensure high analytical standards and reliable property valuation outcomes. About you Meticulous attention to detail....

Insurance Analyst

  • Hayward, CA (24 miles from San Jose, CA)
  • 30+ days ago
  • Hayward, CA (24 miles from San Jose, CA)
  • 30+ days ago

financial exams, and market conduct exams Develop analytical tools to help the business effectively manage existing portfolios Work closely with product management to develop and enhance pricing and underwriting...

Senior Special Assets C&I Underwriter

  • Livermore, CA (17 miles from San Jose, CA)
  • 90+ days ago
  • Livermore, CA (17 miles from San Jose, CA)
  • 90+ days ago

Minimum Qualifications Bachelors Degree or equivalent experience Four plus years of experience in C&I underwriting & CRE underwriting Must have understanding of Global Cash Flow Must have understanding...

Demographic Data for San Jose, CA

Moving to San Jose, CA? Find some basic demographic data about San Jose, CA below.


Local
National
1,034,118
21,340
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Underwriting Online Courses and Training Opportunities

iHireInsurance curates thousands of courses in order to recommend the best ones to help further your career. If you register for a course using the links on our site, we may receive a small commission.
AI for Loan Underwriting
Artificial Intelligence (AI) is transforming the financial landscape, particularly in loan underwriting, by enhancing efficiency, accuracy, and risk assessment. This course, AI for Loan...
Loan Processing: Underwriting
Underwriting is the fourth step in processing a loan. It's what happens behind the scenes once you submit your application. It's one of the most critical steps, because the underwriter makes the...
Learn Commercial Underwriting and Credit Analysis
Have you noticed that Commercial Lenders have not been as open or willing to take a chance on inexperienced Commercial Underwriters due to the amount of training and effort required to bring one...

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Salary for Underwriting Jobs in San Jose, CA

Estimated salary range based on data from US Bureau of Labor Statistics (BLS) and iHireInsurance research efforts.

Licensing / Certification

Required or preferred licenses and certifications for Underwriting positions.



Highest Education Level

Underwritings in San Jose, CA offer the following education background
Bachelor's Degree
49.7%
Master's Degree
14.7%
Associate's Degree
11.3%
High School or GED
9.8%
Vocational Degree or Certification
9.8%
Some College
2.3%
Doctorate Degree
2.1%
Some High School
0.3%

Average Work Experience
Here's a breakdown of the number of years' experience offered by Underwritings in San Jose, CA
None
40.0%
2-4 years
26.7%
1-2 years
20.0%
4-6 years
10.0%
6-8 years
3.3%


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