Underwriting Jobs in Palo Alto, CA

An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.

Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.

1-13 of 13 Jobs

Underwriter - Large Group, Experienced

  • Oakland, CA (23 miles from Palo Alto, CA)
  • 16 days ago
  • Oakland, CA (23 miles from Palo Alto, CA)
  • 16 days ago

The Underwriter - Large Group, Experienced will report to the group underwriting manager....

Underwriting Assistant - Workers' Compensation

  • Dublin, CA (22 miles from Palo Alto, CA)
  • 2 days ago
  • Dublin, CA (22 miles from Palo Alto, CA)
  • 2 days ago

Builds and fosters internal and external relationships in order to provide a superior underwriting product and customer service experience....

Senior Underwriting Clerk

  • Dublin, CA (22 miles from Palo Alto, CA)
  • 3 days ago
  • Dublin, CA (22 miles from Palo Alto, CA)
  • 3 days ago

This role is eligible to participate in Zenith's hybrid work schedule which provides the flexibility to work from home on select days of the week according to the in-office schedule established by...

Founding Underwriter

  • Santa Clara, CA (12 miles from Palo Alto, CA)
  • 6 days ago
  • Santa Clara, CA (12 miles from Palo Alto, CA)
  • 6 days ago

You ask why this coverage structure and think first and foremost in risk profiles (what risks are we covering and is this a risk worth underwriting at this rate?)....

Underwriter - Workers' Compensation

  • Dublin, CA (22 miles from Palo Alto, CA)
  • 9 days ago
  • Dublin, CA (22 miles from Palo Alto, CA)
  • 9 days ago

Provide any necessary direction to Underwriting Assistant(s)....

Commercial Underwriting Specialist

  • Fremont, CA (12 miles from Palo Alto, CA)
  • 11 days ago
  • Fremont, CA (12 miles from Palo Alto, CA)
  • 11 days ago

Our client is an A+ rated international carrier in search of an experienced Commercial Lines Underwriting Specialist to join their NW division....

Executive Underwriter, Climate Tech

  • San Ramon, CA (24 miles from Palo Alto, CA)
  • 11 days ago
  • San Ramon, CA (24 miles from Palo Alto, CA)
  • 11 days ago

Insurance to expand product offerings to current clients.Meet with new and renewal customers and agents/brokers to negotiate coverage, price, financial terms, and service delivery.Build relationships...

Senior Underwriter, Construction Surety

  • San Ramon, CA (24 miles from Palo Alto, CA)
  • 17 days ago
  • San Ramon, CA (24 miles from Palo Alto, CA)
  • 17 days ago

Key Responsibilities: Operates under the dual underwriting structure to support the underwriting process by providing intelligent, well thought out recommendations through the use of financial and contract...

Senior Underwriter - Housing Trust of Silicon Valley

  • San Jose, CA (15 miles from Palo Alto, CA)
  • 17 days ago
  • San Jose, CA (15 miles from Palo Alto, CA)
  • 17 days ago

Minimum Qualifications: Minimum 10 years of residential mortgage underwriting experience required In-depth knowledge of homebuyer assistance programs, FHA/VA/Conventional underwriting, and affordable...

VP, Credit Underwriter - Enterprise Software

  • Hayward, CA (16 miles from Palo Alto, CA)
  • 20 days ago
  • Hayward, CA (16 miles from Palo Alto, CA)
  • 20 days ago

Underwriting experience with a specific focus on software and technology investments. Advanced MS Excel and financial modeling capabilities....

Market Facing Underwriter, Middle Markets

  • Oakland, CA (23 miles from Palo Alto, CA)
  • 30+ days ago
  • Oakland, CA (23 miles from Palo Alto, CA)
  • 30+ days ago

& Casualty insurance needs....

Underwriting Assistant

  • Pleasanton, CA (21 miles from Palo Alto, CA)
  • 30+ days ago
  • Pleasanton, CA (21 miles from Palo Alto, CA)
  • 30+ days ago

Essential Duties and Responsibilities: Respond to internal inquiries related to service, underwriting guidelines, and general questions regarding insured policies....

Senior Underwriter, Property

  • San Ramon, CA (24 miles from Palo Alto, CA)
  • 60+ days ago
  • San Ramon, CA (24 miles from Palo Alto, CA)
  • 60+ days ago

The Commercial Insurance Division is seeking to fill an Senior Property Underwriter position in the Pacific North Region....

Demographic Data for Palo Alto, CA

Moving to Palo Alto, CA? Find some basic demographic data about Palo Alto, CA below.


Local
National
98,808
3,890
Medium/Lg

Underwriting Online Courses and Training Opportunities

iHireInsurance curates thousands of courses in order to recommend the best ones to help further your career. If you register for a course using the links on our site, we may receive a small commission.
Loan Processing: Underwriting
Underwriting is the fourth step in processing a loan. It's what happens behind the scenes once you submit your application. It's one of the most critical steps, because the underwriter makes the...
AI for Loan Underwriting
Artificial Intelligence (AI) is transforming the financial landscape, particularly in loan underwriting, by enhancing efficiency, accuracy, and risk assessment. This course, AI for Loan...
Insurance Underwriting Principles and Practices
Within the ever-evolving insurance landscape, the significance of underwriters has reached unprecedented heights. These professionals play a crucial role in evaluating risks, establishing policy...

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Salary for Underwriting Jobs in Palo Alto, CA

Estimated salary range based on data from US Bureau of Labor Statistics (BLS) and iHireInsurance research efforts.

Licensing / Certification

Required or preferred licenses and certifications for Underwriting positions.



Highest Education Level

Underwritings in Palo Alto, CA offer the following education background
Bachelor's Degree
49.6%
Master's Degree
14.6%
Associate's Degree
11.3%
High School or GED
9.9%
Vocational Degree or Certification
9.8%
Some College
2.3%
Doctorate Degree
2.1%
Some High School
0.3%

Average Work Experience
Here's a breakdown of the number of years' experience offered by Underwritings in Palo Alto, CA
None
40.0%
2-4 years
26.7%
1-2 years
20.0%
4-6 years
10.0%
6-8 years
3.3%


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