Underwriting Jobs in El Cajon, CA
An Underwriter in the insurance industry is responsible for assessing risk and eligibility of potential clients. They play a key role by examining insurance applications and determining whether to provide insurance, and under what terms. Insurance underwriters use software to help analyze information and make decisions. They are essentially the ones who decide if an insurance company should take on a potential policyholder and how much premium to charge for taking on risk. This decision is made based on the potential client's risk profile, which is evaluated using technical data and statistical models.
Important skills for an insurance Underwriter include analytical skills, decision-making abilities, attention to detail, and good judgment. They must be able to process complex information and make sound decisions. To increase their competency and credibility in the industry, Underwriters can pursue professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or Associate in Personal Insurance (API). Prior to becoming an underwriter, individuals may have roles such as Insurance Agent, Claims Adjuster, or Risk Analyst. These roles provide valuable exposure and experience in the field of insurance which can be helpful in understanding the fundamentals of risk evaluation.
- San Diego, CA (18 miles from El Cajon, CA)
- 3 days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 3 days ago
Reviews claims activity, loss control surveys, and inspection reports for existing policies, handling as required. Resolves policy audit issues....
- San Diego, CA (18 miles from El Cajon, CA)
- 8 days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 8 days ago
Reviews claims activity, loss control surveys, and inspection reports for existing policies, handling as required. Resolves policy audit issues....
Commercial Renewal Underwriter
- San Diego, CA (18 miles from El Cajon, CA)
- 14 days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 14 days ago
Lines of business Include Property, General Liability, Automobile, WC, and Umbrella policies with account premiums between $50,000 to $250,000. Achieve favorable rate and retention....
Senior Underwriter, Life Sciences
- San Diego, CA (18 miles from El Cajon, CA)
- 14 days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 14 days ago
Responsibilities: Underwrite and Thrive: Profitably underwrite new lines and renewals. Renewal book of $5M to $8, and a new business production goal of $1.5M+ annually....
Market Facing Underwriter, Middle Markets
- San Diego, CA (18 miles from El Cajon, CA)
- 14 days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 14 days ago
& Casualty insurance needs....
- San Diego, CA (18 miles from El Cajon, CA)
- 23 days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 23 days ago
Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals....
Financial Dividend Underwriter I San Diego, CA
- San Diego, CA (18 miles from El Cajon, CA)
- 26 days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 26 days ago
Performs a wide range of duties related to the underwriting process. Renders an underwriting decision within credit guidelines while ensuring compliance with federal lending regulations....
- San Diego, CA (18 miles from El Cajon, CA)
- 30+ days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 30+ days ago
Competencies Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting...
Commercial Real Estate Loan Underwriter (San Diego)
- San Diego, CA (18 miles from El Cajon, CA)
- 30+ days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 30+ days ago
Underwrites credit union's commercial real estate loans: Analyzes financials, credit and collateral. Provides relationship manager with initial assessment and additional due-diligence items....
Underwriting Consultant - Physicians
- San Diego, CA (18 miles from El Cajon, CA)
- 30+ days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 30+ days ago
Typically a minimum eight years underwriting experience....
Insurance Underwriter - Food (Prepared Takeout)
- San Diego, CA (18 miles from El Cajon, CA)
- 30+ days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 30+ days ago
; etc.. *** Serve as a resource to subordinate underwriting levels, other underwriting departments, and agents. *** Communicate underwriting appetite and strategies to agents. *** Develop new agency...
Remote Work- San Diego, CA (18 miles from El Cajon, CA)
- 60+ days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 60+ days ago
processing of underwriting files....
Commercial Real Estate Underwriter
- San Diego, CA (18 miles from El Cajon, CA)
- 90+ days ago
- San Diego, CA (18 miles from El Cajon, CA)
- 90+ days ago
Responsibilities: Review all loan documentation submitted for initial underwriting decision, conditional approvals, and clear to close Evaluate credit history, income, assets and current liabilities...
Demographic Data for El Cajon, CA
Moving to El Cajon, CA? Find some basic demographic data about El Cajon, CA below.
Underwriting Online Courses and Training Opportunities
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Salary for Underwriting Jobs in El Cajon, CA
Required or preferred licenses and certifications for Underwriting positions.
Highest Education Level
Underwritings in El Cajon, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Underwriting position
- Credit Analysis
- Credit Underwriting
- Lending
- Cash Flow Analysis
- FHLMC
- Federal National Morgage Association
- Loan Documentation
- Jumbo Loans
- General Liability
- Personal Lines
- Property and Casualty Insurance
- Insurance Underwriting
- Professional Liability
- Umbrella Insurance
- Commercial Insurance
- Loss Control
- Property Insurance
- Premium Audit
- Agency Management
- Mortgage Underwriting
- Employee Benefits
- Cross Selling
- Underwriting
- Claims
- Financial Statements
- Mortgage Processing
- Appraisal
- Workers' Compensation
- File Management
- Goal Oriented
- Financial Analysis
- Reimbursement
- Risk Management
- Referrals
- Relationship Management
- Finance
- Analytical Skills
- Decision Making
- Accounting
- High School Diploma
- Retail
- Negotiation
- Auditing
- Written Communication
- Presentation
- Mentoring
- Coaching
- Documentation
- Collaboration
- Bachelor's Degree
- Filing
- Reporting
- Sales
- Policy Development
- Problem Solving
- Microsoft Office
- Microsoft Excel
- Time Management
- Teamwork
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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