Financial Institutions Underwriter

Financial Institutions Underwriter Overview The client is seeking an experienced Financial Institutions Underwriter to assess, underwrite, and manage risks associated with financial services organizations. This role plays a critical part in supporting profitable growth by evaluating complex financial institution risks, structuring coverage, and maintaining strong broker and client relationships. Key Responsibilities Underwrite financial institutions risks, including but not limited to banks, credit unions, asset managers, investment advisors, insurance companies, fintechs, and other regulated entities Analyze financial statements, regulatory filings, governance structures, and risk management practices Evaluate exposures related to professional liability, management liability, cyber, crime, and related coverages Determine appropriate pricing, terms, limits, and conditions in alignment with the client's underwriting guidelines and risk appetite Partner with brokers and internal stakeholders to develop tailored coverage solutions Negotiate terms and conditions to achieve balanced and profitable outcomes Monitor portfolio performance and proactively manage risk trends Stay informed on regulatory developments, market conditions, and emerging risks impacting financial institutions Support renewal strategies and new business initiatives Maintain accurate underwriting documentation and ensure compliance with internal controls and regulatory standards Qualifications Bachelor's degree in Finance, Risk Management, Business, Economics, or a related field Minimum of 3-7 years of underwriting experience focused on financial institutions or management liability risks Strong understanding of financial institution operations, regulatory environments, and risk exposures Proven ability to analyze complex financial and qualitative data Excellent negotiation, communication, and relationship management skills Detail-oriented with strong judgment and decision-making capabilities Proficiency with underwriting systems and Microsoft Office tools Preferred Qualifications Professional designations such as CPCU, ARM, RPLU, or equivalent Experience underwriting D&O, E&O, Financial Institutions Bond, Cyber, or related specialty lines Familiarity with domestic and/or international financial institution markets What the Client Offers Competitive compensation and performance-based incentives Opportunities for career development and advancement Exposure to a diverse portfolio of sophisticated financial institution clients Collaborative and professional work environment