Commercial Underwriter

Join Timberland Bank, an 111 Year Legacy of Strength, Stability, and Community Banking

For more than 111 years, Timberland Bank has proudly served local businesses, families, and communities with integrity, sound financial judgment, and a relationshipdriven approach to banking. Our longevity speaks to our strength-and to the people who make our bank what it is.

We are seeking an experienced and motivated Commercial Underwriter to support our commercial lending efforts across all portfolios. This is an excellent opportunity to join a financially strong, wellrespected community bank where thoughtful underwriting, collaboration, and longterm relationships are truly valued.

Summary / Objective

The Commercial Underwriter examines, evaluates, and makes recommendations on loan files for commercial real estate, secured term loans, lines of credit, SBA and commercial construction loans. This role may include limited loan approval authority and plays an important part in developing and supporting loan production and credit administration across the bank.

Why You'll Love Working Here

• Timberland Bank has a solid reputation for conservative, relationshipbased banking within the communities we serve
• Local decisionmaking and meaningful community involvement
• A collaborative culture where underwriting expertise is respected and relied upon
• Professional stability with opportunities for longterm career growth
• Competitive compensation and benefits

Essential Job Functions

• Prepare loan writeups, credit analysis, and credit proposals for approval

• Monitor loans regularly to ensure timely documentation and ongoing creditworthiness

• Perform portfolio management functions, including:

• Annual property inspections

• Lender evaluations and progress reports

• Financial analysis reviews and credit comments

• Credit writeups for annual renewals and new loans

• Manage loans on a portfolio basis as assigned

• Present loan packages to loan committee for approval

• Assist with determining loan terms and appropriate borrowing parameters

• Participate in and support community activities

• Maintain working knowledge of various government lending programs