Commercial Lines Underwriter

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Brown & Brown is seeking a Commercial Lines Underwriter to join our growing team in Clinton, MS!

The Commercial Lines Underwriter will assess property risks to determine appropriate costs , terms, and parameters to insure the property.

How You Will Contribute:

• Evaluate and underwrite commercial property risks by analyzing applications, inspections, loss control reports, and claims history.

• Determine proper risk placement and eligibility for new and renewal commercial accounts.

• Prepare quotes, proposals, and binders for commercial renewals and remarket accounts when needed.

• Review and adjust rating exposures and policy endorsements as necessary.

• Assess loss potential from catastrophes and make recommendations based on risk analysis.

• Communicate with agents to process changes, assist with applications, and respond to inquiries.

• Review inspections and property appraisals to ensure coverage suitability.

• Recommend denial of coverage when risk exceeds acceptable thresholds.

• Develop and update underwriting policies and procedures.

• Performs other related duties as assigned.

Skills & Experience to Be Successful:

• Bachelor's degree in business administration , a ccounting, or related field (preferred)

• One to three years of related experience is required .

• Strong analytical, research, and problem-solving skills.

• Understanding of laws, guidelines, and best practices for insurance.

• Proficient with Microsoft Office Suite or related software.

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
• Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
• Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

The Power To Be Yourself

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, "The Power to Be Yourself".