Personal Lines Underwriter

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

The Personal Lines Underwriter is responsible for evaluating and assessing insurance applications for personal lines coverage, including auto, home, and renters insurance. This role involves analyzing risk factors, determining appropriate coverage levels, and setting premium rates based on company guidelines and market trends. The underwriter will collaborate with agents and clients to gather necessary information, review policy documents, and ensure compliance with regulatory requirements.

How You Will Contribute

• Determines acceptability of risk from the retail agents, evaluates and replies within required turn around time set by management and approves selected risk as per carrier guidelines.

• Works assigned renewal book of business in a timely manner in order to increase retention and revenues.

• Contacts companies for specific risk exceptions/approvals, reviews submission for complete UW information.

• Communicates with retail agents when necessary regarding particular submissions and/or risks.

• Builds and maintains working relationship with the retail agents in order to motivate the agent to provide continued submissions to increase production levels and revenues.

• Meet monthly production goals as agreed upon with Management.

• Provide to the retail agent on-line endorsement quotes as requested in a timely manner.

• Assist the retail agents with procedures, guidelines and our on-line quoting system.

Skills & Experience to Be Successful

Required

• Preferred two years college with associate degree or 2 years insurance experience with P&C license.

• Intermediate to advanced computer skills.

• Ability to maintain a high level of confidentiality

• Ability to complete all UW training to the satisfaction of management.

Preferred

• Associate's or Bachelor's degree in a business or financial related discipline

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance

• Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement

• Mental Health & Wellness : Free Mental Health &Enhanced Advocacy Services;

• Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

Pay Range

The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
• Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
• Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

The Power To Be Yourself

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, "The Power to Be Yourself".