USAA is currently seeking a talented Senior FSB Credit Risk Analyst for our San Antonio, TX location.
As a Senior Bank Credit Risk Advisor for USAA, you will serve in a leadership technical role by providing strategic credit risk analysis to optimize the performance of Bank loan products. You will manage the risk while supporting USAA and Bank market and financial goals. You will prepare detailed analysis, utilizing sophisticated modeling and statistical techniques to predict, evaluate and manage the credit risk in the Bank's various loan portfolios.
Job Duties:
Utilize industry information, model programs and systems to develop and validate analytical models that estimate future credit risk and losses at the account level for all existing and prospective loan products.
Present results and recommendations to Senior Management for credit risk management strategies.
Develop and review strategies using the various risk scores such as credit bureau, application, behavior, bankruptcy and USAA relationship scores.
Analytically derive appropriate score cutoffs for various marketing campaigns and ongoing account management strategies.
Qualified candidates need to possess:
Bachelor's degree in economics, finance, mathematics, actuarial sciences, similar disciplines or equivalent experience.
3+ years of financial and/or credit risk analysis experience.
Expert level SAS proficiency.
Proficiency in Microsoft Office tools.
Ability to manage and analyze large amounts of data.
Strong analytical and statistical analysis skills.
Preferred experience includes:
Graduate degree in economics, statistics, or actuarial sciences or similar disciplines.
Advanced analytical skills including: survival analysis, forecasting time series, score-cards or custom score development and validation.
Proficiency in SQL data retrieval languages.
Understanding of the Banking business and financial concepts.
Current or recent marketing analytics or actuary work.
*Based on additional skills and experience, the selected candidate may be offered a Lead Advisor position.*
Relocation assistance is available for this position.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity Employer.
If interested, please apply online at http://track.jobviper.com/ViewJob.asp?id Register to View -608
USAA is currently seeking a talented Sr. Credit Risk Advisor for our San Antonio, TX location.
As a Senior Bank Credit Risk Advisor for USAA, you will provide strategic credit risk analysis to optimize the performance of Bank loan products. You will manage the risk while supporting USAA and Bank market and financial goals. You will prepare detailed analysis using sophisticated modeling and statistical techniques to predict, evaluate and manage the credit risk in the Bank's various loan portfolios.
Job Duties:
Utilize industry information, model programs and systems to develop and validate analytical models that estimate future credit risk and losses at the account level for all existing and prospective loan products.
Present results and recommendations to Senior Management for credit risk management strategies.
Develop and review strategies using the various risk scores such as credit bureau, application, behavior, bankruptcy and USAA relationship scores.
Analytically derive appropriate score cutoffs for various marketing campaigns and ongoing account management strategies.
Develop risk tracking analysis and risk performance measures, such as custom score cards, for all Bank loan products.
Present results and recommended changes to senior management.
Develop and validate analytical models (by back-testing the models) that can explain financial and performance trends in various segments of the bank's loan portfolio and use them to forecast future trends.
Work with all lines of business, Financial Risk Management and Marketing to develop new products and product offers to manage and appropriately price the credit risk of the Bank and support Bank and USAA market and financial goals.
Provide technical expertise on special projects for the Bank and USAA. Work directly with executive management, Marketing and team members to develop, implement and validate products, programs and portfolio management strategies to minimize credit risk in loan products while optimizing financial returns.
Qualified candidates need to possess:
Bachelor's degree in Economics, Finance, Mathematics, Actuarial Sciences, similar disciplines or equivalent experience.
3+ years of financial and/or credit risk analysis experience.
Expert level SAS Proficiency.
Proficiency in Microsoft Office.
Ability to manage and analyze large amounts of data.
Strong analytical and statistical analysis skills.
Relocation assistance is available for this position.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity Employer.
If interested, please apply online at http://track.jobviper.com/ViewJob.asp?id Register to View -248
Job Title: Director, Process Management
Company: Prudential Financial
Location: Dresher, PA
Description:
Prudential Financial companies serve individual and institutional customers
worldwide and include The Prudential Insurance Company of America, one of the
largest life insurance companies in the United States. These companies offer a
variety of products and services, including life insurance, mutual funds, annuities,
pension and retirement-related services and administration, asset management,
banking and trust services, real estate brokerage franchises, relocation services
and, through a joint venture, retail securities brokerage services. For more
information, visit www.prudential.com.
This position can also be located in the
following cities: Jacksonville, FL, Minneapolis, MN, Ft. Washington, PA and Newark,
NJ
Responsible for leading team that will provide support to
all Service Delivery functions by coordinating the controlled implementation of
infrastructure changes and response to any technical problems that are disrupting
the work environment. Leads team that will perform daily assessments of the
operating infrastructure to insure that work efforts can proceed with minimal
disruption. Will coordinate for Service Delivery Operations the response to all
reported systems problems, including: impact assessment, severity assignment and
implementing immediate corrections based on the degree of severity. This
coordination leadership relieves the operating functions of the disruption of
immediate problem resolution while concurrently trying to deliver quality service to
our producers and customers. This leader must work closely with the operating areas
to assess severity based on impact to production, our Agents, Brokers, Policyholders
and the business. An end-to-end view is critical. Emphasis on working closely with
Technology to enhance root cause analysis and problem inventory management is other
critical areas of focus.
- Bachelor's Degree, or relevant business
experience, is required.
- Minimum of 10 years experience in
Financial Services Operations, with a demonstrated ability to understand the
supporting technology.
- A proven problem solver who is
capable of seeing things end-to-end and able to design well-rounded solutions.
- Has the ability to identify efficient proactive controls to find
ways to minimize operational disruptions.
- Understanding of
production technology infrastructure and environment.
- Prior
managerial experience is required
Prudential is an
Equal Opportunity/Affirmative Action Employer and is committed to diversity in its
workforce. To Apply for this position, please CLICK HERE
Job Title: Lead Investments Compliance Analyst
Company: Liberty Mutual
Location: Boston, MA
Description:
Since 1912, we at Liberty Mutual have committed ourselves to providing broad, useful and competitively-priced insurance products and services to meet our customer’s ever-changing needs. As of December 31, 2007, Liberty Mutual Group had $94.7 billion in consolidated assets, $82.3 billion in consolidated liabilities and $25.9 billion in annual consolidated revenue. Liberty Mutual ranks 94th on the Fortune 500 list of largest U.S. corporations based on 2007 revenue, and is the sixth-largest property and casualty insurer in the U.S. based on 2006 direct written premium. Liberty Mutual Group today employs over 41,000 people in more than 900 offices throughout the world.
Advance your career at Liberty Mutual - A Fortune 100 Company!
Responsible for assisting the Investment Department’s Information Technology (“IT”) and Compliance Groups in the preparation and administration of the Department’s Sarbanes-Oxley/Attestation program. This will include management of process description documents, identification of key risks and controls, facilitation of test documentation and materials and the testing of controls within the Department.
In this role the individual will
o Assist management by performing risk assessments and evaluating critical IT processes for both existing and new applications.
o Assist in the preparation of control policies and procedures documentation related to IT.
o Perform General Computer Controls testing as part of Sarbanes-Oxley compliance for Investment IT.
o Monitor and follow-up on the progress of any necessary remediation actions as a result of the testing.
o Identify risks, workflow inefficiencies, and opportunities for improvement within the Department.
o Develop and implement projects to address identified risks and opportunities.
o Key interface with internal and external IT audit staff.
Four-year degree with a major in Accounting, Finance, or Management Information Systems; CISA and /or CIA designations are preferred.
Knowledge of accounting practices, financial and operational controls and risks, and auditing practices required.
A minimum of five years of technology related internal audit or similar experience within the financial services industry, including internal control and process review experience required. Previous experience with Sarbanes Oxley compliance preferred. Demonstrated analytical, computer and organizational skills. Excellent interpersonal and communications skills are required.
Benefits:
We recognize that talented people are attracted to companies that provide competitive pay, comprehensive benefits packages and outstanding advancement opportunities. For this reason we offer a Comprehensive Benefits Plan that includes the following:
401K and Company paid pension plan
Medical coverage
Dental coverage
Paid time-off
Pay-for-Performance
Discounts on automobile and homeowner's insurance
Discount fitness memberships
Flexible spending accounts
Tuition reimbursement
Vision care coverage
Work/Life resources
Credit Union membership
Employee and Dependent life insurance
Disability insurance
Long-term care insurance
Overview:
We believe strongly that commercial success can be achieved in a manner consistent with principles and ideals that bind us together as one company, that set us apart from our competitors, and that in the end will allow us to say we have succeeded commercially by doing the right thing the right way.
We believe that the Company’s success is inextricably linked to our employees' satisfaction and success: satisfaction that they work for an industry leader committed to improving safety, satisfaction that they work for a company that does the right thing, and satisfaction that the company will reward them for their contributions and provide opportunities for personal growth and success.
We believe our employees take pride in knowing that they help people live safer more secure lives everyday.
Responsibility. What’s your policy?
Job Title: Investment Services Represent
Company: USAA
Location: Phoenix, AZ
Description:
Share our pride. Join our mission.
USAA is currently seeking talented Investment Services Representative for our Phoenix, AZ location.
As an Investment Services Representatives for USAA, you will have one of the most important roles in our company. In this position you'll spend approximately 90% of your day handling in-bound phone calls from our current members. Your goal is to assess our members' financial situations and goals and make appropriate financial product recommendations. You'll advise them on an array of financial issues such as: retirement planning, college funding, and asset allocation. You will recommend appropriate financial strategies based on member's goals, individual needs.
USAA's advantages include:
- No cold calling.
- No driving throughout the city because we are an in-bound call center environment.
- Base salary plus bonuses leading to greater stability than commission-driven compensation plans.
- Relocation assistance available
Qualified candidates need to possess:
FINRA Series 7 & 63.
One year of financial services experience (to include Life, Investments, or Financial Planning).
Ability to work well independently and in a team environment. Relationship skills are critical to success in this position.
Ability to listen, understand, and confidently influence others to a positive outcome.
Must be able to work extended hours (between the times of 8:00am - 9:00pm Monday - Friday and Saturdays).
Must enjoy working in a fast-paced work environment dedicated to serving USAA's members.
Bachelor's degree or equivalent work experience.
Qualified applicants must successfully complete a pre-employment background and drug screen.
Smoking and the use of related tobacco products are prohibited in USAA-owned or leased buildings, properties or vehicles.
Relocation assistance is available for this position.
USAA is an Equal Opportunity Employer.
If interested, please apply online at http://track.jobviper.com/ViewJob.asp?id Register to View -918
Job Title: Insurance/Risk Manager
Company: Kamehameha Schools
Location: Honolulu, HI
Description:
Insurance & Risk Finance: Responsible for the risk transfer design, insurance plan review and evaluation of overall insurance program efficiency. Makes recommendations on retention, limits and alternative financing options to manage overall cost of risk. Provides instructions and oversight for the setting of coverage criteria/requirements, target premium, and negotiation of coverage enhancements and placement of insurance policy wording with insurance broker. Maintains knowledge of trends and developments in, and the condition of, the insurance marketplace in order to adjust coverage and risk management strategies appropriately. Responsible for the maintenance of KS Insurance policy form to ensure timeliness and completeness of policy form and optimal protection for KS. Contract & Coverage Review: Utilizes risk management expertise, insurance industry knowledge, and market place intelligence, to analyze and assist internal clients with negotiation of insurance & indemnification provisions within leases and third party contracts. Provides recommendations and feedback in partnership with KS Legal Division and internal clients on minimum insurance requirements in concert with current KS insurance coverage. Upon request, assists with due diligence on a variety of business transactions, acquisitions and joint ventures. Responsible for ensuring transactions are adequately insured by identifying insurable risks during the transaction process and ensuring in-force coverage meets appropriate contractual standards by review of contracts, insurance policies and certificates to ensure compliance with company, client, partner and lender insurance requirements. Assist with all general insurance and risk management questions. Reporting & Analysis: Compiles statistics and prepare reports & analysis of loss ratios, claim loss experience, incident reporting/trending and insurance market trending to assess overall performance of the KS Insurance & Risk Management Program. Assists with the forecasting and analysis of insurance and retention costs for management reporting and in preparation of budgets. Analyzes the information to prepare recommendations for improvement to the overall KS Risk Management Department. Develops and maintains current schedules and summary of insurance reflecting all policies, premiums, limits etc. Prepares underwriting submissions and applications for casualty, property and financial products insurance. Coordinates internal exposure data gathering and communications to broker and outside reporting (schedules of all entities, automobiles, properties, incomes, payrolls, financial reports, etc.) General Risk Management: Responsible for day to day operation of the KS’ Insurance Program. Responsible for all insurance related transactions, working with members of Risk Management Department, KS Legal Division and insurance companies to maximize claim recovery and avoid cancellation, non-renewal or denial Position Requirements Minimum general insurance experience of five years with an insurance broker, carrier or risk management related field is required. Possesses solid knowledge of the principles and practices of the risk management process (risk analysis, risk control, insurance and claims processing). Possess insurance industry experience with excellent technical expertise and knowledge of current ISO policy forms and ability to research coverage issues across various lines of insurance. Excellent oral and written communication skills and customer focus are very important due to the degree of interaction with the varied internal and external customers. Interpersonal skills and working with teams is also required. Computer/Software Skills of a medium or higher level. Microsoft Platform: Excel, Word, PowerPoint. Good knowledge of spreadsheet preparation is required. Educational Requirements Bachelor's Degree and Chartered Property Casualty Underwriter (CPCU), Associate in Risk Management (ARM), Certified Risk Manager (CRM), Certified Insurance Counselor (CIC) or equivalent - completed or near completion.